Free Practice Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Questions 2025

Stay ahead with 100% Free OHIO Life Insurance Agent Series 11-44 OH-Life-Agent-Series-11-44 Dumps Practice Questions

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Total 106 Questions | Updated On: Apr 10, 2025

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Question 1

Under the children's term rider, what occurs when a child reaches the specified age? He or she

A : automatically becomes the beneficiary of the life insurance policy.

B : must show evidence of insurability to remain covered.

C : may Increase the term coverage of the rider.

D : is eliminated from coverage.

Answer: B

Question 2

The proposed insured's statements on a life insurance application are considered to be

A : absolute statements.

B : misrepresentations.

C : representations

D : warranties

Answer: C

Question 3

Insurance agents have duties and responsibilities to the insured and the insurer. Which of the following responsibilities does an agent owe the insured during the policy year?

A : Help the insured file and follow up on claims.

B : Notify the insurance department when claims are paid.

C : Work with rating bureaus to establish insurer ratings.

D : Pay the insured's premiums if they are unable to do so.

Answer: A

Question 4

An Insurer would consider which of the following In determining whether to accept a group life plan?

A : Grace period

B : Beneficiary

C : Average age

D : Dependents

Answer: C

Question 5

All the following riders can Increase the death benefit amount EXCEPT

A : Cost of Living.

B : Waiver of Premium.

C : Accidental Death Rider.

D : Guaranteed Insurability.

Answer: C

Page: 1 / 22

Total 106 Questions | Updated On: Apr 10, 2025

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