Free Practice California Department of Insurance CA-Life-Accident-and-Health Exam Questions 2025

Stay ahead with 100% Free CA Life, Accident and Health or Sickness Examination CA-Life-Accident-and-Health Dumps Practice Questions

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Total 156 Questions | Updated On: Jan 28, 2025

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Question 1

Every individual annuity policy that is sold to a senior in the State of California MUST include which of the following free look information?

A : The insured forfeits any premiums paid if cancelled.

B : The policy has a 30-day return for cancellation feature.

C : The insurer has the right to cancel if less than 30 days.

Answer: B

Question 2

Which of the following statements regarding risk is TRUE?

A : Only pure risks are insurable.

B : Only speculative risks are insurable.

C : Both pure and speculative risks are insurable.

D : Neither pure nor speculative risks are insurable.

Answer: A

Question 3

Every individual annuity policy that is sold to a senior in the State of California MUST include which of the following free look information?

A : The insured forfeits any premiums paid if cancelled.

B : The policy has a 30-day return for cancellation feature.

C : The insurer has the right to cancel if less than 30 days.

Answer: B

Question 4

The initial enrollment period for Medicare Part B ends how many months after the 65th birthday month?

A : One month.

B : Three months.

C : Five months.

D : Seven months.

Answer: D

Question 5

Which policy allows the insured to choose where the assets backing the cash value are invested?

A : Term life.

B : Variable life.

C : Universal life.

D : Endowment life.

Answer: B

Page: 1 / 32

Total 156 Questions | Updated On: Jan 28, 2025

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