Free Practice Maryland Insurance Administration Accident-Health-Sickness-Producer Exam Questions 2025

Stay ahead with 100% Free Maryland Accident and Health or Sickness Producer Series 20-24 Accident-Health-Sickness-Producer Dumps Practice Questions

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Total 92 Questions | Updated On: Apr 11, 2025

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Question 1

In dental insurance coverage, which one of the following typically is EXCLUDED?

A : Treatment started prior to the eligibility date

B : Preventive care

C : Dental X-rays

D : Root canal therapy

Answer: A

Question 2

A health maintenance organization may issue a contract that provides benefits for the following:

A : Replacement of income lost by a member due to the member’s disability

B : Health care services provided to members of the HMO

C : The accidental death of an HMO member

D : The dismemberment of an HMO member

Answer: B

Question 3

Which of the following is a requirement of an insurable risk?

A : The loss must be intentional.

B : The loss must be catastrophic.

C : The chance of loss must be calculable.

D : There must be a large number of different loss exposures.

Answer: C

Question 4

If an insurer pays an individual accident and health insurance claim during a policy’s grace period:

A : The deductible is waived

B : A 10% service fee is charged

C : The policy is canceled automatically at the end of the grace period

D : The amount of unpaid premium may be subtracted from the reimbursement

Answer: D

Question 5

Which expenses are covered by Medicare Part D?

A : Medical

B : Hospital

C : Prescription drug

D : Dental

Answer: C

Page: 1 / 19

Total 92 Questions | Updated On: Apr 11, 2025

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